I knew it was only a matter of time...
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$500 deductible, it has been a bad week for cars in my family. This past Monday an uninsured motorist ran a red light and hit my wife, so yet another deductible. Between both of our cars there is around $8,000 of damage. All of course being paid from our insurance company.
ouch$500 deductible, it has been a bad week for cars in my family. This past Monday an uninsured motorist ran a red light and hit my wife, so yet another deductible. Between both of our cars there is around $8,000 of damage. All of course being paid from our insurance company.
thats still $500 out of your pocketAs well as $500 for her car. glad I held off getting my windows tinted.
What's going to happen to the uninsured motorist? Can't you personally sue them?
Most likely nothing will happen to the lady that hit my wife. We could sue, but considering the fact they can't afford insurance... it is unlikely to be beneficial. Of course the lady that hit my wife was driving a 98 Cadillac... so no damage to her car.
Wow that really sucks man I hope you get everything fixed soon.
wow.. glad no one was in the car... IT will get fixed and be brand new...
You have my sympathies, if it makes you feel any better, I could post pictures of my Infiniti after meeting Bambi at 50 mph.
You can try to sue anyone, but since all but the $500 deductible is paid by the insurance company you really can't claim the $8000. So what will happen is the insurance company will file a $7500 claim against the lady and try to collect on it. If she doesn't make arrangements to pay they will sell the claim to a collection agency and she will take a hit on her credit report.What's going to happen to the uninsured motorist? Can't you personally sue them?
What pisses me off, is that we pay for our uninsured motorist coverage with our premiums and then we pay for our deductible. Our insurance company keeps this money to provide us coverage, but then they will turn around and try to collect the damages from anywhere they can. Sure, there are cost involved and often times they wont get that money back, but if they do, they won't give us our deductible back either. I'm not suggesting the lady without insurance shouldn't have to pay, but it bothers me that we pay for our coverage, often times for years without a claim and our insurance companies always try to pass the buck off to someone else.
Okay sorry to go off topic. Hate to see the damage, but I guess you should be happy that it wasn't the glass roof. You might want to remove that tree. The wood doesn't look too healthy.
hey, a convertible. keep it!
BTW, insurance company sues for the whole $8,000. When I was making claims, they told me when and if the collect, my deductible will be returned.
BTW, insurance company sues for the whole $8,000. When I was making claims, they told me when and if the collect, my deductible will be returned.
Wow, that sucks! Hope they get the glass out and hope there wasn't too much rain
Are there criminal charges for someone who causes an accident without insurance?
There would be a citation from the police (if they come) but it's a civil violation i believe vs. criminal.Are there criminal charges for someone who causes an accident without insurance?
Ouch. That is no good. Hopefully insurance covers it.
The uninsured motorist, just let the insurance company handle it, it they get anything from her, you'll get your deductible back, otherwise the stress isn't worth the $500 chasing her down.
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