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  1. The Dealership
    I'm waiting for a return call from Kia Naperville dealer finance. Everybody is busy. I got a letter from a different finance company than the one indicated on the purchase contract. We have had our home mortgage sold off one time, wonder if that was has happened here. Or do I have two finance...
  2. 3rd Generation Optima (2011 - 2015)
    Hi guys, we are trying to buy the optima sxl and we have some concerns about the lease option, we believe the dealer is not telling us the whole truth. The situation Is that they have a new kia for a great price but we have to lease it, we want to make that deal and pay oof the lease a month...
  3. 3rd Generation Optima (2011 - 2015)
    Heads up. If you use Kia's autopay, whether it's leasing or financing, be careful at the end of your term. I have 3 payments remaining and just found out they turned off my autopay without any notice. It's 11 days past due and if you find out after 30 days, they report it to the credit...
  4. 3rd Generation Optima (2011 - 2015)
    Hello everyone! I have trouble understanding the financing terms which I should have spent more time reading down all the details at the time I bought the car. On the paper, it says I was offered a 3.90% APR and a simple finance charge. However, the interest rate is much higher when I...
  5. 3rd Generation Optima (2011 - 2015)
    So I'm loving my Optima and enjoying every minute of it. We've gotten our account set up and made the first payment. All is well. Well.. that was until Saturday evening and I brought in the mail. A letter from Kia finance. Must be a survey or thank you letter. I'm not 2 sentences in and realize...
  6. 3rd Generation Optima (2011 - 2015)
    Does anyone know if KIA has any dealer rebates on in the late fall or spring. I'm hoping that I may be able to get a rebate or low finance rate on a Optima once the new model comes out. Am I crazy to think I will be able to?
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